One grounded, explainable, audited decision on every new customer. VeriBank Shield sits in your account-opening flow — catching tampered documents, mule networks and identity fraud before an account is ever created.
Built for microfinance banks, neobanks and SME lenders, VeriBank Shield sits in the account-opening / eKYC flow. Every new customer and every uploaded document passes through one API call and returns a single grounded decision — PASS, REVIEW or ESCALATE — with confidence, full reasons, a mule-ring check and a signed, audit-ready receipt.
Everyone can call NADRA and liveness — that's a commodity. VeriBank detects tampered, forged and replayed documents from the pixels, catches mule & synthetic-identity rings across accounts, and fuses everything into one grounded, explainable decision. The AI is advisory only — the evidence always wins.
ELA, noise, copy-move, flat-paste/redaction and screen-replay — forgery caught from the pixels, not a yes/no.
CNIC / MRZ / Luhn checksums, DOB / issue / expiry date logic and age — cross-checked automatically.
Consumed as a result only — VeriBank never fetches or stores identity data. Safer, and no data-sharing blocker.
Links accounts by hashed device, phone, address and selfie to surface synthetic-identity rings — no raw PII stored.
Hash-chained, PII-free decision receipts — the compliance evidence you hand your SBP inspector.
Autopilot & copilot that explain and recommend — advisory only; physics and rules always win.
Passport / ID verified from the pixels at check-in — age & watchlist screening, a signed ID-logging record, and cross-property fraud-ring detection.
Plug in any model or dataset — we normalize, calibrate on your data and performance-weight it. Admitted advisory-only; it can raise rigor, never override the evidence.
Cameras, document / passport scanners, MRZ OCR, NFC e-passport (ICAO 9303), smartcard & biometric — open standards; pilot on hardware you already own.
Retro-scan your existing base for fraud already inside, re-verify on expiry / ownership change, and extend to business (KYB) — past, present and future on one engine.
Every decision returns a risk score & tier, recommended actions, a structured evidence bundle and AML / CFT / SAR compliance flags — not just pass or reject.
A plain-English copilot aware of the whole platform — decisions, risk, agents, hotels, hardware and lifecycle — running on local AI or online with your key. Pilot-ready.
The same engine verifies passports/IDs from the pixels at check-in — age & watchlist checks, a signed ID-logging record, and cross-property fraud-ring detection.
Plug in any model or dataset. We normalize, calibrate on your data and performance-weight it — admitted advisory-only, never able to override the evidence.
Not just day one — back-book retro-scan of existing customers, event-triggered re-verification, base-wide ring discovery and business (KYB) onboarding.
Cameras, document/passport scanners, MRZ OCR, NFC e-passport (ICAO 9303), smartcard & biometric — open standards, so you pilot on hardware you already own.
Every decision returns a risk score & tier, recommended actions, a structured evidence bundle and AML/CFT/SAR compliance flags — not just pass/reject.
Mule & synthetic-identity graph — rings surfaced across accounts by hashed attributes, so fraud networks are caught, not just single fake documents.
One workspace — live onboarding decisions, mule counts, confidence, and a signed, hash-chained decision receipt ready for inspection.
Run an agent per channel, each with its own safe autonomy policy. Auto-clear obvious clean cases; route anything risky to a human. Any open-source camera or scanner works — no vendor SDK.
Microfinance banks, neobanks and EMIs, SME lenders, and the fraud, risk and compliance teams inside them — plus onboarding, KYC and AML analysts who need fast, consistent, audit-ready decisions.
Start with a shadow-mode pilot on your historical onboarding data — see the frauds and mules it would have caught, and the good customers it would have approved faster. Zero production risk.
Talk to SalesVeriBank Shield is designed to support the financial-crime, data-protection and information-security frameworks that govern regulated financial institutions.
Supports customer due-diligence and audit-evidence expectations at onboarding.
Deployable inside your ISMS; consumes verification results without storing ID data.
Aligns with liveness / anti-spoofing practice for identity assurance.
PII-free, hash-based evidence keeps sensitive data outside the decision system.
Designed to support and align with the frameworks above. Alignment describes how the platform fits your program; it is not a claim of independent certification unless separately stated.
VeriBank Shield is designed to deliver value on day one for a small team, and to scale to a governed, multi-site enterprise deployment on the same platform.
Illustrative walkthroughs of how VeriBank Shield is used and the value it creates. Your figures are set on your own data during a proof-of-value engagement.
A doctored ID that passes a basic check is caught by document-authenticity analysis and escalated with the evidence attached.
Multiple applications sharing hashed device or contact attributes are linked into a ring and flagged before the accounts open.
Every decision produces a signed, tamper-evident receipt, so an audit is answered account by account without exposing personal data.
A scoped engagement shows the results measured on your own operation before any wide rollout — then scale across the organization on the same platform.
Book a proof of value
